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All agents are NOT alike! Find out why we are top real estate experts. Call us: 530 306 3980 or email at ThePilks@GMail.com
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BMW dirvers challenge
The road into the Cove is a great dirvers chalenge.
al hamilton
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"No one knows the Cove like Vern Bonham"
Vern and Karen Bonham Owners Broker of Shelter Cove Realty
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About Al Hamilton:
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Financing Your Home >Home Buyers Education
As the number of mortgage lenders increases, competition forces lenders to get more creative in finding ways to lend people money. This often takes the form of giving homebuyers a "break" in the down payment. The downside of this approach is that statistically, the smaller the down payment, the more likely the borrower will default. Lenders have put together an education program to prevent delinquencies, which fills a much-needed gap in the increasingly complex world of home finance.
Home buyer education classes focus on a variety of money management topics, including all the costs connected with obtaining and owning a home. One lender got together with FANNIE MAE (a government-sponsored loan guarantor) to launch a 3 percent down payment loan which requires participation in this education course. Other lenders have shown a decline in the default rate with five percent loans that are associated with similar education courses.
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| Q |
What famous American monument is also the world's heaviest statue?
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The Statue of Liberty, officially named "Liberty Lighting the World", weighs 54.31 million pounds. |
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Gaynor Pilkington
The Pilks Real Estate
1768 Pleasant Valley Rd
Placerville, CA 95667
530 306 3980
530 622 2286
ThePilks@GMail.com
We strive to give you the best service and help you find your dream home. Members of our team have over 40 years experience as a Real Estate Attorney / Developer.  
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